|
2013 |
2012 |
||||||
|
Allowance for loan losses: |
(In Thousands) |
||||||
|
Balance, beginning |
$ |
5,147 |
$ |
4,215 | |||
|
Provision for loan losses |
992 | 1,183 | |||||
|
Loans charged off |
(857) | (270) | |||||
|
Recoveries |
44 | 19 | |||||
|
Balance at end of year |
$ |
5,326 |
$ |
5,147 | |||