| | | December 31, | | ||||||||||||
| (in thousands) | | 2013 | | | % of Total | | 2012 | | | % of Total | | ||||
| Real estate | | | | | | | | | | | | | | | |
| Construction and land | | $ | 50,884 | | | | 12.6 | % | $ | 37,963 | | | | 11.8 | % |
| Residential - first lien | | | 39,249 | | | | 9.7 | | | 29,826 | | | | 9.3 | |
| Residential - junior lien | | | 8,266 | | | | 2.0 | | | 7,983 | | | | 2.5 | |
| Total residential real estate | | | 47,515 | | | | 11.7 | | | 37,809 | | | | 11.7 | |
| Commercial - owner occupied | | | 90,333 | | | | 22.4 | | | 61,119 | | | | 19.0 | |
| Commercial - non-owner occupied | | | 113,559 | | | | 28.1 | | | 96,223 | | | | 29.9 | |
| Total commercial real estate | | | 203,892 | | | | 50.5 | | | 157,342 | | | | 48.8 | |
| Total real estate loans | | | 302,291 | | | | 74.8 | | | 233,114 | | | | 72.3 | |
| Commercial loans and leases | | | 100,410 | | | | 24.9 | | | 87,844 | | | | 27.3 | |
| Consumer | | | 1,174 | | | | 0.3 | | | 1,260 | | | | 0.4 | |
| Total loans | | $ | 403,875 | | | | 100.0 | % | $ | 322,218 | | | | 100.0 | % |