<?xml version="1.0" encoding="utf-8"?>
<schema
  xmlns="http://www.w3.org/2001/XMLSchema"
  xmlns:xbrli="http://www.xbrl.org/2003/instance"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:fac-chaining="http://www.xbrlsite.com/2014/Protototype/fac/chaining"
  xmlns:fac="http://www.xbrlsite.com/2014/Protototype/fac"
  xmlns:fro-xbrl="http://www.xbrlsite.com/2014/Protototype/fro-xbrl"
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  xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
  targetNamespace="http://www.xbrlsite.com/2014/Protototype/fac/chaining"
  elementFormDefault="qualified"
  attributeFormDefault="unqualified">
  <annotation>
    <appinfo>
      <link:linkbaseRef xlink:type="simple"
        xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef"
        xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"
        xlink:href="fac-presentation.xml"
        xlink:title="Label Links, all" />
      <link:linkbaseRef xlink:type="simple"
        xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef"
        xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"
        xlink:href="fac-label.xml"
        xlink:title="Label Links, all" />
      <link:linkbaseRef xlink:type="simple"
        xlink:role="http://www.xbrl.org/2003/role/referenceLinkbaseRef"
        xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"
        xlink:href="fac-reference.xml"
        xlink:title="Reference Links, all" />

      <link:linkbaseRef xlink:type="simple"
        xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"
        xlink:href="CF01-formula.xml"
        xlink:title="CF01" />
      <link:linkbaseRef xlink:type="simple"
        xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"
        xlink:href="CF02-formula.xml"
        xlink:title="CF02" />
      <link:linkbaseRef xlink:type="simple"
        xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"
        xlink:href="CF03-formula.xml"
        xlink:title="CF03" />
      <link:linkbaseRef xlink:type="simple"
        xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"
        xlink:href="CF04-formula.xml"
        xlink:title="CF04" />
      <link:linkbaseRef xlink:type="simple"
        xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"
        xlink:href="CF05-formula.xml"
        xlink:title="CF05" />
      <link:linkbaseRef xlink:type="simple"
        xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"
        xlink:href="CF06-formula.xml"
        xlink:title="CF06" />



      <link:linkbaseRef xlink:type="simple"
        xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"
        xlink:href="CF-Impute-01-formula.xml"
        xlink:title="CF-Impute-01" />




    </appinfo>
  </annotation>
  <import
    namespace="http://www.xbrl.org/2003/instance"
    schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <import
    namespace="http://www.xbrlsite.com/2014/Protototype/fac"
    schemaLocation="fac.xsd" />
</schema>