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016000 - Disclosure - Loan and Allowance for Loan Losses (Tables)
(http://www.auburnbank.com/role/LoanAndAllowanceForLoanLossesTables)
Table(Implied)
Slicers (applies to each fact value in each table cell)
Reporting Entity [Axis]0000750574 (http://www.sec.gov/CIK)
Loans And Leases Receivable Disclosure [Abstract]Period [Axis]
2016-01-01 - 2016-12-31
Loans And Leases Receivable Disclosure [Abstract]
 
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
December 31
(In thousands)20162015
Commercial and industrial$49,850$52,479
Construction and land development41,65043,694
Commercial real estate:
Owner occupied49,74546,602
Multifamily46,99845,264
Other123,696111,987
Total commercial real estate220,439203,853
Residential real estate:
Consumer mortgage65,56470,009
Investment property45,29146,664
Total residential real estate110,855116,673
Consumer installment8,71210,220
Total loans431,506426,919
Less: unearned income(560)(509)
Loans, net of unearned income$430,946$426,410
  
Past Due Financing Receivables [Table Text Block]
AccruingAccruingTotal
30-89 DaysGreater thanAccruingNon-Total
(In thousands)CurrentPast Due90 daysLoansAccrualLoans
December 31, 2016:
Commercial and industrial$49,74766—49,81337$49,850
Construction and land development41,223395—41,6183241,650
Commercial real estate:
Owner occupied49,56443—49,60713849,745
Multifamily46,998——46,998—46,998
Other121,608199—121,8071,889123,696
Total commercial real estate218,170242—218,4122,027220,439
Residential real estate:
Consumer mortgage64,0591,282—65,34122365,564
Investment property45,24319—45,2622945,291
Total residential real estate109,3021,301—110,603252110,855
Consumer installment8,65238—8,690228,712
Total$427,0942,042—429,1362,370$431,506

December 31, 2015:
Commercial and industrial$52,38749—52,43643$52,479
Construction and land development43,111——43,11158343,694
Commercial real estate:
Owner occupied46,372——46,37223046,602
Multifamily45,264——45,264—45,264
Other110,467——110,4671,520111,987
Total commercial real estate202,103——202,1031,750203,853
Residential real estate:
Consumer mortgage68,5791,105—69,68432570,009
Investment property46,435229—46,664—46,664
Total residential real estate115,0141,334—116,348325116,673
Consumer installment10,17928—10,2071310,220
Total$422,7941,411—424,2052,714$426,919
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
Year ended December 31
(In thousands)20162015
Beginning balance$4,289$4,836
Charged-off loans(540)(1,114)
Recovery of previously charged-off loans1,379367
Net charge-offs839(747)
Provision for loan losses(485)200
Ending balance$4,643$4,289

(in thousands)Commercial and industrialConstruction and land DevelopmentCommercial Real EstateResidential Real EstateConsumer InstallmentTotal
Balance, December 31, 2014$6399741,9281,119176$4,836
Charge-offs(100)—(866)(89)(59)(1,114)
Recoveries2217—31315367
Net (charge-offs) recoveries(78)17(866)224(44)(747)
Provision(38)(322)817(284)27200
Balance, December 31, 2015$5236691,8791,059159$4,289
Charge-offs(97)—(194)(182)(67)(540)
Recoveries291,212—127111,379
Net (charge-offs) recoveries(68)1,212(194)(55)(56)839
Provision85(1,069)38610310(485)
Balance, December 31, 2016$5408122,0711,107113$4,643
  
Financing Receivable Allowance for Credit Loss Additional Information [Table Text Block]
Collectively evaluated (1)Individually evaluated (2)Total
AllowanceRecordedAllowanceRecordedAllowanceRecorded
for loaninvestmentfor loaninvestmentfor loaninvestment
(In thousands)lossesin loanslossesin loanslossesin loans
December 31, 2016:
Commercial and industrial$54049,835—1554049,850
Construction and land development81241,618—3281241,650
Commercial real estate2,040218,356312,0832,071220,439
Residential real estate1,107110,855——1,107110,855
Consumer installment1138,712——1138,712
Total$4,612429,376312,1304,643431,506

December 31, 2015:
Commercial and industrial$52352,431—4852352,479
Construction and land development66943,111—58366943,694
Commercial real estate1,758201,0771212,7761,879203,853
Residential real estate1,059116,673——1,059116,673
Consumer installment15910,220——15910,220
Total$4,168423,5121213,4074,289426,919
(1) Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies
(formerly FAS 5), and pursuant to amendments by ASU 2010-20 regarding allowance for unimpaired loans.
(2) Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables (formerly
FAS 114), and pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.
  
Financing Receivable Credit Quality Indicators [Table Text Block]
(In thousands) Pass Special MentionSubstandard AccruingNonaccrualTotal loans
December 31, 2016
Commercial and industrial$49,5582223337$49,850
Construction and land development41,1651133403241,650
Commercial real estate:
Owner occupied48,78841440513849,745
Multifamily46,998———46,998
Other121,326324491,889123,696
Total commercial real estate217,1124468542,027220,439
Residential real estate:
Consumer mortgage59,4502,6133,27822365,564
Investment property44,1091051,0482945,291
Total residential real estate103,5592,7184,326252110,855
Consumer installment8,5802090228,712
Total$419,9743,3195,8432,370$431,506

December 31, 2015
Commercial and industrial$48,0384,07532343$52,479
Construction and land development42,4586059358343,694
Commercial real estate:
Owner occupied45,77238121923046,602
Multifamily45,264———45,264
Other110,159362721,520111,987
Total commercial real estate201,1954174911,750203,853
Residential real estate:
Consumer mortgage64,5021,9643,21832570,009
Investment property45,3991121,153—46,664
Total residential real estate109,9012,0764,371325116,673
Consumer installment10,038551141310,220
Total$411,6306,6835,8922,714$426,919
  
Impaired Financing Receivables [Table Text Block]
December 31, 2016
(In thousands)Unpaid principal balance (1)Charge-offs and payments applied (2)Recorded investment (3)Related allowance
With no allowance recorded:
Commercial and industrial$15—15
Construction and land development140(108)32
Commercial real estate:
Other2,874(984)1,890
Total commercial real estate2,874(984)1,890
Total $3,029(1,092)1,937
With allowance recorded:
Commercial real estate:
Owner occupied193—19331
Total commercial real estate193—19331
Total $193—193$31
Total impaired loans$3,222(1,092)2,130$31
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
applied against the outstanding principal balance.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
any related allowance for loan losses.

December 31, 2015
(In thousands)Unpaid principal balance (1)Charge-offs and payments applied (2)Recorded investment (3)Related allowance
With no allowance recorded:
Commercial and industrial$48—48
Construction and land development2,582(1,999)583
Commercial real estate:
Owner occupied308(78)230
Other2,136(617)1,519
Total commercial real estate2,444(695)1,749
Total $5,074(2,694)2,380
With allowance recorded:
Commercial real estate:
Owner occupied$1,027—1,027$121
Total commercial real estate1,027—1,027121
Total $1,027—1,027$121
Total impaired loans$6,101(2,694)3,407$121
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
applied against the outstanding principal balance.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
any related allowance for loan losses.
  
Schedule Of Average Impaired Financing Receivable [Table Text Block]
Year ended December 31, 2016Year ended December 31, 2015
AverageTotal interestAverageTotal interest
recordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognized
Impaired loans:
Commercial and industrial$312$604
Construction and land
development94—603—
Commercial real estate:
Owner occupied699311,32862
Other1,687—91118
Total commercial real estate2,386312,23980
Residential real estate:
Consumer mortgages——349173
Investment property——7076
Total residential real estate——419249
Total $2,51133$3,321333
  
Troubled Debt Restructurings on Financing Receivables, Accrual Status [Table Text Block]
TDRs
Related
(In thousands)AccruingNonaccrualTotalAllowance
December 31, 2016
Commercial and industrial$15—15$—
Construction and land development—3232—
Commercial real estate:
Owner occupied193—19331
Other—1,8181,818—
Total commercial real estate1931,8182,01131
Total $2081,8502,058$31

December 31, 2015
Commercial and industrial$48—48$—
Construction and land development—582582—
Commercial real estate:
Owner occupied1,0272301,257121
Total commercial real estate1,0272301,257121
Total $1,0758121,887$121
  
Troubled Debt Restructuring Modifications [Table Text Block]
Pre-Post-
modificationmodification
outstandingoutstanding
Number ofrecordedrecorded
($ in thousands)contractsinvestmentinvestment
December 31, 2016
Commercial real estate:
Other3$3,1473,137
Total commercial real estate33,1473,137
Total 3$3,1473,137
December 31, 2015
Commercial and industrial1$6166
Construction and land development1116113
Commercial real estate:
Owner occupied1216218
Other1592592
Total commercial real estate2808810
Total 4$985989
  
Schedule Of Debtor Troubled Debt Restructuring, Subsequent Defaults [Table Text Block]
Number ofRecorded
($ in thousands)Contractsinvestment (1)
December 31, 2015
Commercial real estate:
Owner occupied1$262
Total commercial real estate1262
Residential real estate:
Investment property1150
Total residential real estate1150
Total 2$412
(1) Amount as of applicable month end during the respective year for which there was a payment default.