Rendering

Component: (Network and Table)
Network
2307301 - Disclosure - Allowance for Loan Losses (Tables)
(http://www.lionbank.com/role/AllowanceForLoanLossesTables)
Table(Implied)
Slicers (applies to each fact value in each table cell)
Reporting Entity [Axis]0000822662 (http://www.sec.gov/CIK)
Receivables [Abstract]Period [Axis]
2016-01-01 - 2016-12-31
Receivables [Abstract]
 
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent
A summary of changes in the ALL by loan portfolio type is as follows:
 
 
For the Year Ended December 31, 2016
(in thousands)
 
Commercial Loans
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
SBA
 
Construction
 
Consumer
 
Mortgage
 
Unallocated
 
Total
Beginning balance
 
$
8,582

 
$
2,433

 
$
1,711

 
$
8,668

 
$
4,294

 
$
776

 
$
26,464

Charge-offs
 
(2,349
)
 
(387
)
 
—

 
(5,233
)
 
(1,047
)
 
—

 
(9,016
)
Recoveries
 
923

 
82

 
2,157

 
1,486

 
201

 
—

 
4,849

Net (charge-offs) / recoveries
 
(1,426
)
 
(305
)
 
2,157

 
(3,747
)
 
(846
)
 
—

 
(4,167
)
Increase (decrease) in FDIC indemnification asset
 
331

 
—

 
(1,145
)
 
93

 
24

 
—

 
(697
)
Provision for loan losses (1)
 
1,844

 
(150
)
 
(547
)
 
4,798

 
2,283

 
3

 
8,231

Ending balance
 
$
9,331

 
$
1,978

 
$
2,176

 
$
9,812

 
$
5,755

 
$
779

 
$
29,831

 
 
For the Year Ended December 31, 2015
(in thousands)
 
Commercial Loans
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
SBA
 
Construction
 
Consumer
 
Mortgage
 
Unallocated
 
Total
Beginning balance
 
$
10,152

 
$
3,015

 
$
1,486

 
$
6,591

 
$
3,475

 
$
731

 
$
25,450

Charge-offs
 
(1,275
)
 
(313
)
 
—

 
(4,399
)
 
(187
)
 
—

 
(6,174
)
Recoveries
 
195

 
227

 
1,265

 
1,372

 
48

 
—

 
3,107

Net (charge-offs) / recoveries
 
(1,080
)
 
(86
)
 
1,265

 
(3,027
)
 
(139
)
 
—

 
(3,067
)
(Decrease) increase in FDIC indemnification asset
 
(50
)
 
—

 
(101
)
 
36

 
(155
)
 
—

 
(270
)
Provision for loan losses (1)
 
(440
)
 
(496
)
 
(939
)
 
5,068

 
1,113

 
45

 
4,351

Ending balance
 
$
8,582

 
$
2,433

 
$
1,711

 
$
8,668

 
$
4,294

 
$
776

 
$
26,464


 
 
For the Year Ended December 31, 2014
(in thousands)
 
Commercial Loans
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
SBA
 
Construction
 
Consumer
 
Mortgage
 
Unallocated
 
Total
Beginning balance
 
$
15,749

 
$
2,887

 
$
3,492

 
$
6,538

 
$
4,121

 
$
897

 
$
33,684

Charge-offs
 
(3,870
)
 
(1,943
)
 
(602
)
 
(4,461
)
 
(268
)
 
—

 
(11,144
)
Recoveries
 
409

 
32

 
2,494

 
1,424

 
79

 
—

 
4,438

Net (charge-offs) / recoveries
 
(3,461
)
 
(1,911
)
 
1,892

 
(3,037
)
 
(189
)
 
—

 
(6,706
)
Decrease in FDIC indemnification asset
 
(234
)
 
—

 
(218
)
 
(1,039
)
 
(568
)
 
—

 
(2,059
)
Provision for loan losses (1)
 
(1,902
)
 
2,039

 
(3,680
)
 
4,129

 
111

 
(166
)
 
531

Ending balance
 
$
10,152

 
$
3,015

 
$
1,486

 
$
6,591

 
$
3,475

 
$
731

 
$
25,450


(1) Net of benefit attributable to FDIC indemnification asset
  
Summary of Changes in the Allowance for Loan Losses
The following tables present, by loan portfolio type, the balance in the ALL disaggregated on the basis of the Company’s impairment measurement method and the related recorded investment in loans:
 
 
December 31, 2016
 
 
Commercial Loans
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Commercial
 
SBA
 
Construction
 
Consumer
 
Mortgage
 
Unallocated
 
Total
Individually evaluated
 
$
993

 
$
156

 
$
—

 
$
481

 
$
1,036

 
$
—

 
$
2,666

Collectively evaluated
 
8,101

 
1,822

 
2,151

 
9,324

 
4,705

 
779

 
26,882

Acquired with deteriorated credit quality
 
237

 
—

 
25

 
7

 
14

 
—

 
283

Total ALL
 
$
9,331

 
$
1,978

 
$
2,176

 
$
9,812

 
$
5,755

 
$
779

 
$
29,831

Individually evaluated
 
$
20,300

 
$
10,001

 
$
6,394

 
$
2,549

 
$
14,384

 
$
—

 
$
53,628

Collectively evaluated
 
738,297

 
139,246

 
229,907

 
1,590,110

 
513,821

 
—

 
3,211,381

Acquired with deteriorated credit quality
 
26,140

 
532

 
2,609

 
209

 
7,765

 
—

 
37,255

Total loans
 
$
784,737

 
$
149,779

 
$
238,910

 
$
1,592,868

 
$
535,970

 
$
—

 
$
3,302,264

 
 
December 31, 2015
 
 
Commercial Loans
 
 
 
 
 
 
 
 
 
 
(in thousands)
 
Commercial
 
SBA
 
Construction
 
Consumer
 
Mortgage
 
Unallocated
 
Total
Individually evaluated
 
$
1,280

 
$
327

 
$
78

 
$
260

 
$
1,096

 
$
—

 
$
3,041

Collectively evaluated
 
6,734

 
2,106

 
1,612

 
8,408

 
3,175

 
776

 
22,811

Acquired with deteriorated credit quality
 
568

 
—

 
21

 
—

 
23

 
—

 
612

Total ALL
 
$
8,582

 
$
2,433

 
$
1,711

 
$
8,668

 
$
4,294

 
$
776

 
$
26,464

Individually evaluated
 
$
19,311

 
$
13,331

 
$
6,100

 
$
2,124

 
$
5,906

 
$
—

 
$
46,773

Collectively evaluated
 
653,026

 
122,662

 
166,019

 
1,460,935

 
403,051

 
—

 
2,805,692

Acquired with deteriorated credit quality
 
30,954

 
—

 
4,914

 
477

 
8,138

 
—

 
44,483

Total loans
 
$
703,291

 
$
135,993

 
$
177,033

 
$
1,463,536

 
$
417,095

 
$
—

 
$
2,896,948