Rendering

Component: (Network and Table)
Network
023 - Disclosure - Note C - Finance Receivables, Net (Tables)
(http://www.car-mart.com/20160430/role/statement-note-c-finance-receivables-net-tables)
TableStatement [Table]
Slicers (applies to each fact value in each table cell)
Reporting Entity [Axis]0000799850 (http://www.sec.gov/CIK)
Scenario [Axis]Scenario, Unspecified [Domain]
Statement [Line Items]Period [Axis]
2015-05-01 - 2016-04-30
Notes Tables
 
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
(In thousands)   April 30, 2016   April 30, 2015
                 
Gross contract amount   $ 504,149     $ 477,305  
Less unearned finance charges     (66,871 )     (59,937 )
Principal balance     437,278       417,368  
Less allowance for credit losses     (102,485 )     (93,224 )
                 
Finance receivables, net   $ 334,793     $ 324,144  
  
Change In Finance Receivables Net [Table Text Block]
    Years Ended April 30,
(In thousands)   2016   2015   2014
             
Balance at beginning of period   $ 324,144     $ 293,299     $ 288,049  
Finance receivable originations     460,499       445,405       404,918  
Finance receivable collections     (248,166 )     (238,845 )     (223,538 )
Provision for credit losses     (144,397 )     (120,289 )     (119,247 )
Losses on claims for payment protection plan     (13,521 )     (10,588 )     (9,586 )
Inventory acquired in repossession and payment protection plan claims     (43,766 )     (44,838 )     (47,297 )
                         
Balance at end of period   $ 334,793     $ 324,144     $ 293,299  
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
    Years Ended April 30,
(In thousands)   2016   2015   2014
         
Balance at beginning of period   $ 93,224     $ 86,033     $ 75,345  
Provision for credit losses     144,397       120,289       119,247  
Charge-offs, net of recovered collateral     (135,136 )     (113,098 )     (108,559 )
                         
Balance at end of period   $ 102,485     $ 93,224     $ 86,033  
  
Past Due Financing Receivables [Table Text Block]
(Dollars in thousands)   April 30, 2016   April 30, 2015
                 
    Principal   Percent of   Principal   Percent of
    Balance   Portfolio   Balance   Portfolio
Current   $ 378,631       86.59 %   $ 329,329       78.91 %
3 - 29 days past due     45,631       10.43 %     64,004       15.33 %
30 - 60 days past due     8,429       1.93 %     12,777       3.06 %
61 - 90 days past due     3,498       0.80 %     8,463       2.03 %
> 90 days past due     1,089       0.25 %     2,795       0.67 %
Total   $ 437,278       100.00 %   $ 417,368       100.00 %
  
Financing Receivable Credit Quality Indicators [Table Text Block]
    Twelve Months Ended
April 30,
    2016   2015
         
Principal collected as a percent of average finance receivables     57.5 %     58.7 %
Average down-payment percentage     6.7 %     6.9 %
                 
      April 30, 2016       April 30, 2015  
Average originating contract term
(in months
)
     28.9       27.7  
Portfolio weighted average contract term, including modifications
(in months
)
     31.6       30.2