Grupo Aval Acciones Y Valores S.A. | CIK:0001504764 | 3

  • Filed: 4/27/2018
  • Entity registrant name: Grupo Aval Acciones Y Valores S.A. (CIK: 0001504764)
  • Generator: DataTracks
  • SEC filing page: http://www.sec.gov/Archives/edgar/data/1504764/000114420418022931/0001144204-18-022931-index.htm
  • XBRL Instance: http://www.sec.gov/Archives/edgar/data/1504764/000114420418022931/aval-20171231.xml
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    • ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory

    The detailed information of credit risk impairment provisions accrued as of December 31, 2017 and 2016, taking into account how they were determined individually for loans above of Ps. 2,000 and collectively for other credits. Loans individually assessed for impairment lower than Ps. 2,000 are considered in the allowances for each type of credit.
     
    December 31, 2017
     
    Impairment provision:
     
    Commercial
     
     
    Consumer
     
     
    Mortgage
     
     
    Microcredit
     
     
    Financial
    Leasing
     
     
    Total
     
    Loans assessed individually
     
    Ps.
    1,363,315
     
     
    Ps.
    70
     
     
    Ps.
    781
     
     
    Ps.
    -
     
     
    Ps.
    126,867
     
     
    Ps.
    1,491,033
     
    Loans assessed collectively
     
     
    1,296,007
     
     
     
    2,456,721
     
     
     
    130,101
     
     
     
    74,167
     
     
     
    170,452
     
     
     
    4,127,448
     
    Total impairment provision
     
    Ps.
    2,659,322
     
     
    Ps.
    2,456,791
     
     
    Ps.
    130,882
     
     
    Ps.
    74,167
     
     
    Ps.
    297,319
     
     
    Ps.
    5,618,481
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
    Gross balance of financial assets for credit portfolio:
     
    Commercial
     
     
    Consumer
     
     
    Mortgage
     
     
    Microcredit
     
     
    Financial
    Leasing
     
     
    Total
     
    Loans assessed individually (1)
     
    Ps.
    49,846,935
     
     
    Ps.
    51,768
     
     
    Ps.
    14,934
     
     
    Ps.
    -
     
     
    Ps.
    5,444,122
     
     
    Ps.
    55,357,759
     
    Loans assessed collectively
     
     
    39,689,559
     
     
     
    50,104,363
     
     
     
    15,088,599
     
     
     
    409,688
     
     
     
    5,722,808
     
     
     
    111,015,017
     
    Total gross investment value of portfolio
     
    Ps.
    89,536,494
     
     
    Ps.
    50,156,131
     
     
    Ps.
    15,103,533
     
     
    Ps.
    409,688
     
     
    Ps.
    11,166,930
     
     
    Ps.
    166,372,776
     
     
    December 31, 2016
     
    Impairment provision:
     
    Commercial
     
     
    Consumer
     
     
    Mortgage
     
     
    Microcredit
     
     
    Financial
    Leasing
     
     
    Total
     
    Loans assessed individually
     
    Ps.
    724,522
     
     
    Ps.
    47
     
     
    Ps.
    827
     
     
    Ps.
    -
     
     
    Ps.
    74,098
     
     
    Ps.
    799,494
     
    Loans assessed collectively
     
     
    1,090,422
     
     
     
    2,022,778
     
     
     
    123,273
     
     
     
    63,137
     
     
     
    162,340
     
     
     
    3,461,950
     
    Total impairment provision
     
    Ps.
    1,814,944
     
     
    Ps.
    2,022,825
     
     
    Ps.
    124,100
     
     
    Ps.
    63,137
     
     
    Ps.
    236,438
     
     
    Ps.
    4,261,444
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
    Gross balance of financial assets for credit portfolio:
     
    Commercial
     
     
    Consumer
     
     
    Mortgage
     
     
    Microcredit
     
     
    Financial
    Leasing
     
     
    Total
     
    Loans assessed individually (1)
     
    Ps.
    48,565,393
     
     
    Ps.
    92,410
     
     
    Ps.
    8,506
     
     
    Ps.
    -
     
     
    Ps.
    5,113,843
     
     
    Ps.
    53,780,152
     
    Loans assessed collectively
     
     
    34,625,723
     
     
     
    46,619,979
     
     
     
    13,772,927
     
     
     
    399,431
     
     
     
    5,961,964
     
     
     
    101,380,024
     
    Total gross investment value of portfolio
     
    Ps.
    83,191,116
     
     
    Ps.
    46,712,389
     
     
    Ps.
    13,781,433
     
     
    Ps.
    399,431
     
     
    Ps.
    11,075,807
     
     
    Ps.
    155,160,176
     
     
    (1)
    Loans individually evaluated for impairment that are not considered impaired, additionally are evaluated collectively for impairment according to historical losses experience adjusted to reflect current economic conditions.