The Group’s maximum exposures of financial instruments, excluding equity securities, to credit risk without consideration of collateral values as of December 31, 2016 and 2017, are as follows:
| 2016 | 2017 | |||||||
| (In millions of Korean won) | ||||||||
|
Financial assets |
||||||||
|
Due from financial institutions |
￦ | 15,326,173 | ￦ | 17,219,661 | ||||
|
Financial assets at fair value through profit or loss |
||||||||
|
Financial assets held for trading1 |
23,058,919 | 25,242,193 | ||||||
|
Financial assets designated at fair value through profit or loss |
1,693,255 | 1,982,224 | ||||||
|
Derivatives |
3,381,935 | 3,310,166 | ||||||
|
Loans2 |
265,486,134 | 290,122,838 | ||||||
|
Financial investments |
||||||||
|
Available-for-sale financial assets |
27,445,752 | 38,959,401 | ||||||
|
Held-to-maturity financial assets |
11,177,504 | 18,491,980 | ||||||
|
Other financial assets2 |
7,322,335 | 10,195,015 | ||||||
|
|
|
|
|
|||||
|
Total financial assets |
354,892,007 | 405,523,478 | ||||||
|
|
|
|
|
|||||
|
Off-balance sheet items |
||||||||
|
Acceptances and guarantees contracts |
7,822,124 | 6,977,468 | ||||||
|
Financial guarantee contracts |
4,746,292 | 3,683,875 | ||||||
|
Commitments |
97,005,556 | 102,183,167 | ||||||
|
Total off-balance sheet items |
109,573,972 | 112,844,510 | ||||||
|
|
|
|
|
|||||
|
Total |
￦ | 464,465,979 | ￦ | 518,367,988 | ||||
|
|
|
|
|
|||||
| 1 | Financial instruments indexed to the price of gold amounting to ￦72,349 million and ￦73,855 million as of December 31, 2016 and 2017, respectively are included. |
| 2 | Loans and other financial assets are net of allowance. |